Final Step
Free income protection quote

What Would It Cost To Protect Your Income?

Fifteen minutes on the phone with me and you'll know your real number: how much coverage you'd need and what it would cost. Straight answers, not a sales pitch. Then you decide.

Pick a time

Pick Your Time. Get Your Quote.

Choose a time that works for you and I'll call you then. You'll hang up knowing what it would take to protect your income and what it would cost.

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You'll get a confirmation text and a reminder before your call, so you won't miss it.

Who you'll be talking to
What Six Months Off Work Actually Costs You
Drag the slider to your income. This is the math most self-employed people and business owners never run.
Your personal income
$100,000
$40k$250k
Drag to your income
✕Without coverage
$50,000
gone in 6 months, straight out of your savings. And the bills don't stop because you did.
3 months off work-$25k
6 months off work-$50k
12 months off work-$100k
vs
✓With coverage
$8,333/mo
is what you normally bring in. Income protection replaces as much of it as you qualify for, paid to you every month while you can't work. I'll put the real number on it in 15 minutes.
Paid to you, not to a creditor✓
Yours to spend on anything✓
Nothing to claim from the government✓

Nearly 3 out of 4 self-employed Canadians have no disability insurance. And EI won't save you: self-employed people can only claim it if they signed up a full year before getting sick, and almost nobody does.

Illustrative only. What you'd qualify for, and what it would cost, depends on your health and your situation. That's what the 15-minute call is for. Source for the 3 in 4: Statistics Canada, 2025.

Why People Work With Lincoln
No brochure, no pressure. Just someone who treats you like family.
01

Treated like family

I give every client the same advice I'd give my own family. Your situation, explained in plain English.

02

Only what you need

No overselling. You get the coverage you actually need, and you'll know what it does before you decide.

03

I stay with you

Check-ins every 3 months, so your plan keeps up as your business and your life change. And quick answers whenever you need me.

"My goal isn't just to sell a policy. It's to make sure you know exactly what it'll do when you need it."Lincoln Lane

What Happens On The Call
Fifteen minutes, three things, and then it's back in your hands.
1

A quick look at your numbers

Your business and what you'd lose if you couldn't work. Rough numbers are fine.

2

You get your quote

How much coverage you'd need and what it would cost, in plain English.

3

You decide

If it makes sense, great. If it doesn't, that's the end of it. Nothing to sign either way.

About 15 minutes Free call No obligation
Questions, Answered
The things people ask me most before they book.

Q.Is this really free?

Yes. The call is free and there's no obligation. Booking a time doesn't sign you up for anything.

Q.Who will I be talking to?

Me, Lincoln. I'm a licensed insurance professional working with self-employed people and business owners across BC and Alberta, and I'll call you myself at the time you pick.

Q.I'm healthy right now. Can't I just do this later?

You can only put this in place while you're healthy. Once something shows up in your medical history, your options shrink or disappear. That's why today is the right time.

Q.Will I be pressured to buy something?

No. My job is to show you your options and answer your questions in plain language. If it's a fit, great. If not, no hard feelings.

Q.How long is it, and do I need to prepare?

About 15 minutes on the phone, at a time you pick. Before the call you'll get a short form that takes about 2 minutes. That's it.

Q.What if I'm not sure I can afford it?

That's exactly what the call is for. Coverage can start smaller than most people think, and you'll see real numbers before you decide anything.

Ready To See Your Number?
Fifteen minutes, a real quote, no pressure.